The American Express Platinum Card

The best travel rewards card for the money

an american express platinum card

Our review

4.5
Star Star Star Star Star Half

The bottom line

The card's benefits and rewards far outweigh the costs, making it a valuable choice for those who travel frequently.

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  • Intro offer 150,000 Rewards Points (after you spend $6,000 on your new Card in your first 6 months)
  • Rewards Rate 5X on Flights, 5X on Hotels, 1X on other purchases
  • Annual fee $695
  • Regular APR 20.49% to 27.49% Variable APR
  • Recommended Credit Good to Excellent(690 - 850)
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The Full Review

The American Express Platinum Card is a premium credit card that offers a wide range of exclusive benefits and travel rewards to its users. The card is designed for frequent travelers who want to maximize their travel experience and earn points for their travel expenses.

In this article, we will take an in-depth look at the features and benefits of the American Express Platinum Card and compare them to other travel rewards cards.

Benefits and Costs

The American Express Platinum Card comes with a host of benefits including airport lounge access, a $200 annual airline fee credit, a $200 annual Uber credit, and 5x points on airfare purchases. The card also offers Platinum Travel Service, which provides 24/7 travel assistance and exclusive travel benefits such as upgrades and discounts on hotels and rental cars.

The cost of the American Express Platinum Card is a $695 annual fee, which may be a barrier for some users. However, when compared to the benefits, this fee can easily be offset by the savings and rewards earned through the card.

Pros & cons

  • Checkmark Circle Wide range of travel benefits and rewards
  • Checkmark Circle $200 annual airline fee credit and $200 annual Uber credit
  • Checkmark Circle 5x points on airfare purchases
  • Checkmark Circle 24/7 travel assistance and exclusive travel benefits
  • Checkmark Circle Airport lounge access
  • High annual fee Close Circle
  • Points may be difficult to redeem for high-value travel experiences Close Circle
  • Limited acceptance at certain merchants Close Circle

Is the Card Worth It?

The card's benefits and rewards far outweigh the costs, making it a valuable choice for those who travel frequently. The 5x points on airfare purchases, the $200 annual airline fee credit, and the 24/7 travel assistance are just a few of the many perks offered by the American Express Platinum Card.

Is the American Express Platinum Card Right for You?

The American Express Platinum Card is an excellent choice for those who are looking to optimize their travel rewards. The card offers a wide range of benefits and rewards that make it a valuable choice for frequent travelers. The high annual fee may be a barrier for some users, but the benefits offered by the card easily offset this cost.

If the reader's primary concern is optimizing travel rewards, the American Express Platinum Card is definitely the best choice.

Wrapping Up

The American Express Platinum Card is a premium credit card that offers a wide range of travel benefits and rewards. The card's high annual fee is offset by the savings and rewards earned through the card. The card is an excellent choice for frequent travelers looking to optimize their travel rewards and earn points for their travel expenses.

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Compare to other travel reward cards

an american express gold card
Best travel rewards for dining and groceries

American Express Gold Card

Star Star Star Star Star
  • Annual fee $250
  • Intro offer 75,000 Rewards Points (after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.)
  • Rewards Rate 4X on Dining, 4X on Groceries, 3X on Flights, 1X on other purchases
  • Regular APR 20.49% to 27.49% Variable APR
  • Recommended Credit Good to Excellent(670 - 850)
Read the full review here Arrow Forward Circle
an american express hilton honors card
Best travel rewards with no annual fee

American Express Hilton Honors Card

Star Star Star Star Half Star
  • Annual fee $0
  • Intro offer 100,000 Hilton Honors Points (after you spend $1,000 on purchases on your new Card in your first 3 months of Card Membership.)
  • Rewards Rate 7X on Hotels and Resorts, 5X on Groceries, 5X on Dining, 5X on Gas, 3X on other purchases
  • Regular APR 20.24% to 29.24% Variable APR
  • Recommended Credit Good to Excellent(670 - 850)
Read the full review here Arrow Forward Circle