The American Express Gold Card

The best travel rewards card for dining and groceries

an american express gold card

Our review

4.0
Star Star Star Star Star

The bottom line

The 3x points on airfare purchases and 2x points on dining and grocery purchases make it an attractive option for those who want to earn points quickly and easily.

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  • Intro offer 75,000 Rewards Points (after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.)
  • Rewards Rate 4X on Dining, 4X on Groceries, 3X on Flights, 1X on other purchases
  • Annual fee $250
  • Regular APR 20.49% to 27.49% Variable APR
  • Recommended Credit Good to Excellent(670 - 850)
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The Full Review

The American Express Gold Card is a mid-tier credit card that offers a range of travel rewards and benefits to its users. The card is designed for travelers who want to earn points for their travel expenses and enjoy exclusive benefits while on the road.

In this article, we will take a closer look at the features and benefits of the American Express Gold Card and compare them to other travel rewards cards.

Benefits and Costs

The American Express Gold Card offers a range of travel rewards, including 3x points on airfare purchases and 2x points on dining and grocery purchases. The card also comes with a $100 annual airline fee credit, which can be used towards incidentals such as baggage fees or seat upgrades. The card also provides access to the American Express Global Lounge Collection, which includes airport lounges in over 1,000 airports worldwide.

The cost of the American Express Gold Card is a $250 annual fee, which may be more manageable than the fee for the American Express Platinum Card. However, the benefits offered by the card are also not as comprehensive as those offered by the Platinum Card.

Pros & cons

  • Checkmark Circle 3x points on airfare purchases
  • Checkmark Circle 2x points on dining and grocery purchases
  • Checkmark Circle $100 annual airline fee credit
  • Checkmark Circle Access to airport lounges through the American Express Global Lounge Collection
  • Lower level of benefits compared to the American Express Platinum Card Close Circle
  • Points may be difficult to redeem for high-value travel experiences Close Circle
  • Annual fee of $250 Close Circle

Is the Card Worth It?

The American Express Gold Card is a solid choice for travelers who are looking to earn points for their travel expenses and enjoy exclusive benefits while on the road. The 3x points on airfare purchases and 2x points on dining and grocery purchases make it an attractive option for those who want to earn points quickly and easily.

The $100 annual airline fee credit and access to airport lounges through the American Express Global Lounge Collection are also great perks for travelers.

Is the American Express Gold Card Right for You?

The American Express Gold Card is a great option for travelers who want to earn points for their travel expenses. The card's annual fee of $250 may be more manageable than the fee for the American Express Platinum Card, and the benefits offered by the card are still quite comprehensive.

If your primary concern is optimizing travel rewards and earning points for their travel expenses, the American Express Gold Card is definitely a good choice.

Wrapping Up

The American Express Gold Card is a mid-tier credit card that offers a range of travel rewards and benefits to its users. It is a great option for travelers who want to earn points for their travel expenses and enjoy exclusive benefits while on the road.

Apply now

Compare to other travel reward cards

an american express hilton honors card
Best travel rewards with no annual fee

American Express Hilton Honors Card

Star Star Star Star Half Star
  • Annual fee $0
  • Intro offer 100,000 Hilton Honors Points (after you spend $1,000 on purchases on your new Card in your first 3 months of Card Membership.)
  • Rewards Rate 7X on Hotels and Resorts, 5X on Groceries, 5X on Dining, 5X on Gas, 3X on other purchases
  • Regular APR 20.24% to 29.24% Variable APR
  • Recommended Credit Good to Excellent(670 - 850)
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